Mortgage Protection Insurance
Is this your first protection policy? Do you just want a better deal? Either way we can help inform you on how policies work and how to save money.
What is mortgage protection?
In the unfortunate event, where you or your partner dies, mortgage protection will pay off your mortgage. In most cases mortgage protection is a prerequisite to attaining a mortgage.
When should I start researching mortgage protection?
The best time to start researching mortgage protection is now! We know from experience the sooner you start the more you can save. It’s important to consider now what might happen if you want to move house or change policy. You will also want to know what the best coverage is for you when your mortgage is paid off.
Key Features of a mortgage protection policy
- Premiums are set at a fixed rate
- The policy will ensure the remainder of your mortgage is paid off
- Premium quotes are based on the borrower’s age, mortgage size, mortgage length and medical history
- Premiums must be paid regularly for the policy to stay active
- The sooner in your life you take out a policy the cheaper it will be
Do you provide mortgage protection and life insurance?
Good question! Yes, we provide independent advice on mortgage protection and life insurance. We will ensure you receive the best policy for your circumstances.
Our mortgage business provides independent mortgage advice and advice on all related insurance aspects of the transaction.
I have a life insurance/mortgage protection policy can you get me a better deal?
The great news is life insurance rates have come down in recent years. Many existing mortgage protection policy holders can now avail of cheaper protection quotes today.
We assist clients who have arranged their mortgage directly with a lender or have an existing mortgage protection policy but want the benefit of independent advice and cheaper rates.
Why are your policies such great value?
When you deal directly with a lender in Ireland, you will generally find that the lender is tied directly to one life company. We offer a range of mortgage protection quotes and alternatives as we work with a range of leading life insurance companies.
As a result we can offer our clients a range of policies and prices to suit their needs. Our team of experts will also be able to explain all the aspects of your policy in a simple and up-front manner.